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IDAL Third Party Liability Group
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Citadel Insurance provides IDAL's liability coverage.

The IDAL insurance program is available only to Home-Based, Professional and Business Partner members. Please apply only when your membership is at the appropriate level. You may upgrade your membership to qualify. You will need your member number to apply.

Citadel offers IDAL Members excellent customer service, including:

  • Automation for application and renewal processes
  • Dedicated phone number
  • Dedicated Web link
  • Dedicated service center
  • 24-hour turnaround time on most quotes and certificates

Program Overview

  • $312 includes premium, taxes and policy copy.
  • Each policy will be issued on a 12 month basis from your chosen effective date.
  • The policy provides up to $1,000,000 per claim, with a $3,000,000 aggregate limit per insured for third party injury or property damage liability coverage. A $250 each occurrence deductible applies.
  • The policy also provides $10,000 per claim, to a $25,000 aggregate limit, for client’s property in the care and custody of IDAL members.
  • Coverage is limited to operations necessary and incidental to decorative painting, decorative plastering and wall stenciling.
  • Coverage is provided for anyone who works exclusively for the named insured and only under his or her trade. Anyone who is considered a subcontractor needs to have his/her own insurance.
  • Additional or increased insurance is available. Contact Citadel for more information.

Click here for more information and to download the application.

 IDAL Insurance Program Contact: Heather Ricks and Katie Pierson
•Email: hricks@citadelus.com or kpierson@citadelus.com
•Fax: 801-610-2701
For any question regarding the IDAL Liability Insurance Program, please call
Heather or Katie at 1-866-916-9420 toll free.



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10/8/2013 » 10/12/2013
2013 IDAL Annual Convention & Exposition

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