IDAL Third Party Liability Group 

Please be aware that if you currently have IDAL Liability Insurance through Kuhlke Insurance Services YOUR POLICY WILL EXPIRE ON OCTOBER 31, 2009.

We have changed our insurance company. You will need to apply to Citadel for continuing liability coverage.

The IDAL insurance program is available only to Home Studio, Professional and Business Associate members.   Please apply only when your membership is at the appropriate level. You will need your member number to apply.

Citadel offers IDAL Members excellent customer service, including:

• Automation for application and renewal processes
• Dedicated Phone Number
• Dedicated Web-Link
• Dedicated service center
• 24-Hour turnaround time on quotes and certificates

Program Overview

• A $312.00 includes premium, taxes, and policy copy.
• Each policy will be issued on a 12 month basis from your chosen effective date.
• The policy provides up to $1,000,000 per claim, with a $3,000,000 aggregate limit per insured for third party injury or property damage liability coverage. A $250.00 each occurrence deductible applies.
• The policy also provides $10,000 per claim, to a $25,000 aggregate limit, for client’s property in the care and custody of IDAL Members.
• Coverage is limited to Operations necessary and Incidental to Decorative Painting, Decorative Plastering and Wall Stenciling.
• Coverage is provided for anyone who works exclusively for the named insured and only under his or her trade. Anyone who is considered a subcontractor needs to have their own insurance.
• Additional or increased insurance is available.  Contact Citadel for more information.

Click here for more information and to download the application.

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